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The Family Independence Program (FIP) provides temporary cash assistance to families with minor children. You may also qualify if you are pregnant. To be eligible for FIP you must meet certain requirements. Two important requirements are the income and asset limits.
Income is money you and everyone in your household gets, no matter where it is from. It is still income even if you do not pay taxes on it. You have to report all sources and amounts of income to the Michigan Department of Health and Human Services (MDHHS), even though some of it will not be counted. If you think MDHHS is counting your income wrong, you have the right to request a hearing. You can use the Do-It-Yourself MDHHS Hearing Request tool to complete your request. Make a copy of the form to keep for your records.
Here are some examples of income that is counted:
Wages
Self-employment earnings
Rental income
Child support
Social Security benefits
Veterans benefits
Not all income is counted. Here are some examples of income that is not counted:
Educational income, including scholarships, grants, loans, work-study, assistantships, and fellowships
Income earned by a household member who is under 18, and going to elementary, middle, or high school, or is going to classes to get a GED, and living with someone who provides care and supervision
The Asset Limit
Assets are things you own. Here are some examples of assets that are counted:
Cash you have on your person and at home
Money in checking and savings accounts
Investments
Retirement plans
Some trusts
Real property, such as a house or land
The asset limit for cash, retirement plans, and investments is $15,000. The asset limit for real property is $200,000.
Some assets are not counted, like your car and personal belongings. If you think MDHHS is counting your assets wrong, you can request a hearing. You can use the Do-It-Yourself MDHHS Hearing Request tool to complete your request. Make a copy of the form to keep for your records.
The asset limit only applies to available assets. “Available” means that someone in your household has a right to use, sell, or get rid of the asset. MDHHS will assume any asset is available unless you have proof that it is not. If MDHHS says you have an available asset but you disagree, you can request a hearing.
Jointly Owned Assets
Assets owned by more than one person are jointly owned. These assets could be considered “unavailable” and not counted. If you jointly own something, it will not be counted if all of the following are true:
You can’t sell or spend your share without the other owner’s consent
The other owner is not part of your household for FIP purposes
The other owner does not agree to let you sell or spend your share of the assets
If you have questions about your eligibility, contact your local MDHHS office. Your local legal services office may also be able to help you. Use the Guide to Legal Help to see if you qualify for a free lawyer from your local legal services office. Even if they are not able to represent you, they could still offer you advice and other help.