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I Have Been Sued to Collect a Debt

For complete results, pick the county where your case is (or will be) filed. If your legal problem doesn't involve court, pick the county where you live now.

Learn about what you can do if you have been sued by someone trying to collect a debt.

Articles

How to Deal with Debt Collectors
Have you gotten a letter or phone call from a debt collector? If you owe the debt, don't owe the debt, or don't know, you have rights and options. Read this article to learn more.
What to Do if You Are Sued
Being sued can be upsetting and intimidating. But, ignoring a court case isn’t going to help you deal with the problem. It will make the problem worse.
Going to Court to Defend a Debt Collection Case

Being sued for a debt? Read this article to learn about answering and defending a debt collection case.
Defenses in a Debt Collection Case

Are you being sued for a debt? Read this article to learn about possible defenses in a debt collection case.
Setting Aside a Default or Default Judgment in Collection Cases

Default happens when you don’t respond in a court case. This article explains what to do if your case is in default and how to avoid it.
An Overview of Garnishment

Being garnished or afraid you might be? This article explains how garnishment happens and what to expect if it does.
Objecting to Garnishments

Are you being garnished when you shouldn’t be? This article explains when you can object to garnishment, and how to do it.
Getting an Installment Payment Plan

If you owe money on a debt, and your creditor has a judgment against you, an installment plan might protect your paycheck from garnishment. Read this article to learn more.
Mediation and Other Forms of Settlement

Mediation is a settlement process that can help you resolve “contested” issues (things you and the other party don’t agree on) in your court case.
Settlement and Negotiation Strategies
Are you interested in settling your legal dispute outside of the courtroom? This article will give you some information about the settlement process and simple tips for communicating and negotiating with the other party (or their lawyer).

Instructions

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Forms

Do-It-Yourself Civil Answer

Use this tool to prepare the forms you can use to respond when someone has sued you to collect a debt.

Videos

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Courts and Agencies

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Self-Help Centers

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