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Setting Aside a Default or Default Judgment in a Debt Collection Case

This toolkit tells you what to do if you have received a default or a default judgment after someone sued you to collect a debt.  You may have gotten a default or a default judgment if you failed to answer a complaint when you were sued, or if you missed a court hearing. For general information about defaults and default judgments, read the Articles. Read the Common Questions if you have a specific question. If you want to ask a court to set aside a default, so the court can hear your side of the story, use the Forms link to prepare your forms. The Checklist below has step-by-step instructions for asking the court to set aside a default. Go to Courts & Agencies for information about the court or agency that will handle your case.

Common Questions

Common Questions

Checklist - How to File a Motion and Affidavit to Set Aside a Default or Default Judgment (print)

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