Do-It-Yourself Letter to a Creditor after ID Theft
Use this tool to write a letter to a creditor collecting a bill that is in your name, but one that you did not authorize. This might be a credit card statement you received that contains charges you didn’t make or authorize. It can be any situation where your credit or identity was used without your permission.
A creditor is a person or agency that is directly collecting their own bill, not using a debt collector.
You will need a copy of the bill. You will also need to provide a copy of your proof of your identity when you send the letter.