This toolkit tells you what you need to know if you have received a default or a default judgment after someone sued you to collect a debt. You may have gotten a default or a default judgment if you failed to answer a complaint when you were sued, or if you missed a court hearing. For general information about defaults and default judgments, read the Articles on this page. Review the Common Questions if you have a specific question. If you want to ask a court to set aside a default, so the court can hear your side of the story, use the Forms links for help preparing the forms you will need. Use the Checklist below to make sure you followed all the steps in the process. The links under Court Information will tell you about the court that will handle your case.